How to Apply for Equity Loan

How to apply

You will need to purchase a property through a house builder who is registered for the Help to Buy scheme, and therefore you will need to approach the house builder direct.

You can find properties by visiting The Mayor of London's official affordable homes portal- Homes for Londoners

Once you have reserved a property, you can Apply On-Line and attach your reservation form, declaration page and direct debit form, or you can download the Property Information Form which you must complete in full and email into us along with your reservation for the property. We will then check your affordability and if everything is fine, we will issue you with an Authority to Proceed. The on-line Property Information Form can be accessed by clicking on the link above or you can download the paper version by clicking the link above and it can also be found at the bottom of this page.

 It is important that you read the Help to Buy Buyers Guide which is available to you to download here and on the How does it work page. This guide gives full details of the process.

You can email us at helptobuylondon@aldwyck.co.uk with any questions you may have.

Where are Help to Buy homes available?

Help to Buy - equity loan homes are available from house builders registered to offer Help to Buy homes in England. Registered builders will make it clear in their advertising if Help to Buy homes are available on their development sites.

You can use the map provided below as a guide for the thirty-two London Boroughs (plus City of London) where you can contact Help to Buy London for assistance.

What should I do now?

  1. Look for developments offering Help to Buy Equity Loan in the area you want to live and speak to sales staff on site.
  2. Once you reserve a property and pay your reservation fee which should not be more than £500. Complete the Property Information Form On-Line, attach the reservation form, direct debit and declaration page to your on-line application and submit to us,  or you can download the paper version of the Property Information Form.   If downloading the property information form, please email to us along with your reservation form.
  3. As long as we have everything we need and you pass the affordability check, we will send you an 'Authority to Proceed' within 4 working days.
  4. Once you have received your 'Authority to Proceed' you can apply for your mortgage.

You can search for Help to Buy properties in London on this website or by using the property search engines below:

Or alternatively, please see the Find a property page to see who is offering the Equity Loan scheme in London.