How to Apply for Equity Loan

How to apply

You will need to purchase a property through a house builder who is registered for the Help to Buy scheme, and therefore you will need to approach the house builder direct.

You will need to download the Property Information Form which you must complete in full and send into us along with your reservation for the property. We will then check your affordability and if everything is fine, we will issue you with an Authority to Proceed. The Property Information Form can be downloaded by clicking the link and also found at the bottom of this page.

 It is important that you read the Help to Buy Buyers Guide which is available to you to download here and on the How does it work page. This guide gives full details of the process.

You can email us at with any questions you may have.

Where are Help to Buy homes available?

Help to Buy - equity loan homes are available from house builders registered to offer Help to Buy homes in England. Registered builders will make it clear in their advertising if Help to Buy homes are available on their development sites.

You can use the map provided below as a guide for the thirty-two London Boroughs (plus City of London) where you can contact Help to Buy London for assistance.

What should I do now?

  1. Look for developments offering Help to Buy Equity Loan in the area you want to live and speak to sales staff on site.
  2. Once you reserve a property and pay your reservation fee which should not be more than £500. Complete the property information form and reservation paper work and the provider will send this all through to us.
  3. As long as we have everything we need and you pass the affordability check, we will send you an 'Authority to Proceed' within 4 working days.
  4. Once you have received your 'Authority to Proceed' you can apply for your mortgage.

You can search for Help to Buy properties in London on this website or by using the property search engines below:

Or alternatively, please see the Find a property page to see who is offering the Equity Loan scheme in London.